Let's talk for 15 to 30 minutes about your business finance solutions and where you want to take it. This will make easier for our loan consultant to to choose the loan product or products that will work best for that strategy
MATCH & REVIEW
Your application is reviewed, and depending on the information provided, our business loan consultant will match your needs with a number of particular lenders whose products fit those needs.
GET FUNDED
After your acceptance of the loan terms, we often hear back from those lenders in 24 to 48 hours, and funding can happen 2 to 3 days thereafter.
Business Finance Solutions
DO YOU SOMETIMES FIND THAT YOU NEED TO:
Purchase or lease new equipment
Employ more staff
Increase your marketing
Solve any urgent challenging issues
Need more working capital
Cover frequent cash flow “Gaps”
Open another branch, a franchise, or grow your business
We have a large variety of business loans to accomplish any of the
Benefits -Fast business loans approval - All industries - 6 to 24 month terms available - Up to $5 million funded amount - Flexible terms
Qualifications - 1 year time in business - $25k deposited monthly in business bank account or $300k annual sales - No minimum credit score
Business Line of Credit
Benefits - Unsecured -Same-day financing for fast business loans - Only pay for what you use - Up to $250k line of credit - True revolver, each payment frees up additional available funds
Qualifications - 1 year time in business - $25k deposited monthly in business bank account or $300k annual sales - 600 minimum credit score
Business Term Loan
Benefits - No prepayment penalty - Monthly payments available - Reports to business credit bureaus - 1 to 2 year terms - Refinance up to 2 MCAs
Qualifications - 2 years time in business - $25k deposited monthly in business bank account or $300k annual sales - 660 minimum credit score - No bankruptcies/liens/foreclosures in the last 3 years
SBA Loan
Benefits - Working Capital: 10 year term - Real Estate: 25 year term - Rate: Prime + 1% - 2.75% - Approvals within 24 hours, funding process 4 to 8 weeks - Monthly payments & no prepayment penalty - Reports to business credit bureaus
Qualifications - 2 years time in business - 660 minimum credit score - No bankruptcies/liens/foreclosures in the last 3 years
A/R Line of Credit
Benefits - Revolving line of credit - Facility Size: $250k to no cap - Line of credit amount fluctuates as A/R fluctuates - Rates starting at prime + 2% - Up to 95% financing of current A/R - 4 to 7 days application to funding
Qualifications - Minimum $100k in open receivables on 30 to 60 day terms - $1 million in annual sales - 1 year time in business - No minimum credit score
Inventory Line of Credit
Benefits - Revolving line of credit - Facility Size: $250k to no cap - Line of credit amount fluctuates as inventory fluctuates - Rates starting at prime + 2% - Up to 85% financing of inventory liquidation value - 7 to 14 days application to funding
Qualifications - $1 million in current inventory - $1 million in annual sales - 1 year time in business - No minimum credit score
Equipment Financing
Benefits - Rates start at 6% - Monthly payments - Longest term: 5 years - Max financing amount: $1 million - 65% to 100% LTV depending on program
Qualifications - 1 year time in business - 600 minimum credit score - No private party sales - Invoice required for quote
Collateralized Programs
Benefits - Loan Size: $100k to $10 million - Monthly payments available - 70% max LTV - 1st, 2nd, & 3rd liens
Qualifications - Real estate or heavy equipment - No minimum credit score - Premier program requires $1 million in annual sales